8th CPC Live Context Level 10 · 7th Basic: ₹56,100 → 8th Basic: ₹1,07,712 (1.92×)

💵 Commuted Pension & 15-Year Restoration Calculator

Tax-free lump sum for commuting up to 40% of pension + residual monthly pension

Pay Basis for Tools:
🔍
46 calculators
PAY & CAREER

Select a Micro-Tool

Adjust parameters below for instant 7th & 8th CPC results

Calculated Output 8th CPC Basis
₹0

About this calculator

Commutation lets a pensioner take up to 40% of the monthly pension as a one-time lump sum. The lump sum is pension × 12 × the commutation factor for your age, and the commuted part is restored after 15 years.

How to use it

  1. Set your pay level and basic pay in the main salary calculator (it starts at Level 10, ₹56,100). This calculator uses them automatically.
  2. Choose whether to use your current 7th CPC pay or projected 8th CPC pay with the switch at the top.
  3. Fill in the boxes below the title. The result and the full breakdown update as you type.

What you enter

The rule it uses

CCS (Commutation of Pension) Rules: Up to 40% of basic pension can be commuted without medical exam within 1 year of retirement. Dearness Relief (DR) is always calculated on 100% original pension, and the commuted portion is fully restored after 15 years.

Related calculators

See all 46 calculators →

Results are estimates for information only, based on published government rules. Confirm with your DDO, PAO or controlling office.