8th CPC Live Context Level 10 · 7th Basic: ₹56,100 → 8th Basic: ₹1,07,712 (1.92×)

📮 Post Office Savings Calculator (SCSS, MIS, PPF, NSC)

Compare Senior Citizens SCSS (8.2%), Monthly Income MIS (7.4%), NSC (7.7%) & KVP (7.5%)

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Calculated Output 8th CPC Basis
₹0

About this calculator

Compare Senior Citizens SCSS (8.2%), Monthly Income MIS (7.4%), NSC (7.7%) & KVP (7.5%)

How to use it

  1. Set your pay level and basic pay in the main salary calculator (it starts at Level 10, ₹56,100). This calculator uses them automatically.
  2. Choose whether to use your current 7th CPC pay or projected 8th CPC pay with the switch at the top.
  3. Fill in the boxes below the title. The result and the full breakdown update as you type.

What you enter

The rule it uses

Ministry of Finance Small Savings Rates (2026): SCSS (8.2% p.a., max ₹30 Lakh) is the highest-yielding government-backed quarterly income scheme for retirees aged 60+ (55+ for VRS/Defense retirees).

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Results are estimates for information only, based on published government rules. Confirm with your DDO, PAO or controlling office.