🏦 GPF Calculator (7.1% Interest, Advance & Withdrawal)
Project GPF corpus at 7.1% + permissible 12-month advance and 75%/90% withdrawal limits
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Adjust parameters below for instant 7th & 8th CPC results
About this calculator
The General Provident Fund (GPF) is open to employees under the old pension scheme. You choose a monthly subscription, and the balance earns interest set by the government each quarter (7.1% at present).
How to use it
- Set your pay level and basic pay in the main salary calculator (it starts at Level 10, ₹56,100). This calculator uses them automatically.
- Choose whether to use your current 7th CPC pay or projected 8th CPC pay with the switch at the top.
- Fill in the boxes below the title. The result and the full breakdown update as you type.
What you enter
- Current GPF Balance (₹)
- Monthly GPF Subscription (₹)
The rule it uses
GPF (CS) Rules: Minimum subscription is 6% of Basic Pay; tax-free interest threshold is ₹5 Lakh/year. After 10 years of service, up to 75% (90% for housing/illness) can be withdrawn non-refundably.
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Results are estimates for information only, based on published government rules. Confirm with your DDO, PAO or controlling office.